For first-time home buyers, sticking to a budget is crucial. Though it's tempting to splurge on a dream house, eager buyers need to remember that much more goes into a housing budget than a home's asking price. Buyers also need to consider mortgage payments, property taxes, maintenance costs and even optional projects such as renovations and landscaping
Because budgeting and saving for the future are central components of home ownership, greenhorn buyers should examine a variety of home acquisition methods to see which one best fits their budget and goals
One option that appeals to many buyers with pinched pockets is buying a home — foreclosed or non-distressed — at auction, where bidders decide how much the home is worth and can leave with a title the day of the auction. Read more...
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